Our People 

Entrepreneur, Professional Trainer, Author, Award winning training concept developer.
Constantine (Dino) is one of the most versatile professionals in business operating as an entrepreneur & consultant in the Business, HR, training & development industry. He is considered a world-class inspirational trainer / presenter having trained and led diverse events for numerous corporations and associations. He has delivered over 17,000 hours of professional training, hosting & presentations in the last 20 years in more than 45 countries in Europe, Asia and the Middle East mainly to corporate clients. 

He is founder of StudySmart.gr®, a company offering consulting, professional qualifications training mainly for corporate clients. He is also a consultant and International Curriculum Development expert for PwC’s Academy in the CEE and the Middle East. Dino has also done work with PwC’s Global Steering Committee for Private Company Services and has developed curriculum, methodology and mapping procedure for PwC’s Mini MBA programme being offered in the CEE region & the Middle East in more than 10 countries. In 2019, he won the Silver medal from the prestigious Boussias Education Awards for his Mini MBA concept based on a Holistic Process Diagram (Flowchart methodology) offered in 12 countries globally through PwC Academies.

He is known for his innovative flowcharting training techniques which have been licensed by a number of organizations and responsible for many of his conference invitations. ACCA named him one of its “tutor gurus’ in 2018, training trainers globally towards their preparation to teach ACCA’s SBL (Strategic Business Leader) exam, while his SBL flowchart has been used by thousands of candidates around the world. Dozens of ACCA students have been regional and world prize winners in the past decade on ACCA P1, ACCA P3 and recently SBL. 

As a mentor on select business start-ups he has donated his services to a significant number of organizations. He is the author of an educational guide offered in Greece from 2004 to 2012 (8th edition), A CIMA Gateway guide (2017) while his new book “Are you serious” was recently published (2019). He has been an active speaker on entrepreneurship, innovation, educational, professional training and business development issues in over 100 events in the past decade. He holds a Bachelor’s degree from the University of Connecticut (USA), a Masters and a PhD from the University of Surrey (UK), a Diploma in Corporate Governance from the ACCA (Association of Chartered Certified Accountants) is an Associate Member (AICA) of the International Compliance Association and a Senior Certified Professional from the Society of Human Resource Management (SHRM – SCP) USA. 

Dr. Demetrios Kiritsis

Dr. Demetrios V. Kiritsis was born and raised in Hartford, Connecticut USA in 1966. He is a graduate from the American Community Schools, Athens (1984) and the American College of Greece (1989) where he received his Bachelor's degree in English Literature and Communications. In 1990 he completed his Master's in English Literature from King's College London and his PhD from the University of Loughborough UK. He is also a licensed soccer coach by the English Football Federation (Preliminary/Preparatory Certificate 1993), a member of the Association of Professionals in Business Management (CABM-APBM) since 2007 and pending to be a certified SHRM-SCP (Society of Human Resource Management-Senior Certified Professional, USA).Since 2005 he is Co-Founder and Partner of StudySmart that deals with education, Professional Qualifications training and consulting, and has contributed to the authoring of the yearly Educational Guide.A former Manager at PwC and a Deputy Executive Director at Globaltraining, he has 20 years of experience in professional and academic training, quality reviews, education related sales & admissions and communication. He has delivered courses in Sports Management, Business Management, Group Dynamics, Communications and Marketing topics at the University of Indianapolis Athens, Business Analysis, Strategy, Leadership, HR and special topics in Information Systems in Greece, Russia (Ernst & Young), Romania and Qatar (PwC) for the ACCA (Association of Chartered Certified Accountants), including Business Management at PwC Academy (ACCA, Mini MBA).  At the University of Indianapolis, Athens Campus, he held the positions of Director of Academic Advising, MBA Development, Sports Director, and Director of Admissions. He is considered a "guru" in the procedural aspects of professional qualifications (ACCA, CIMA, CFA, DipIFR, CIA), a charismatic speaker and teacher consultant. A few areas of specialization are General Business Management, Marketing, Communication, Effective Presentations, and especially areas which concern Human Resource Management.At Doukas School where he was employed for close to two years, he held the position of G.C.E Director and Higher Education Adviser. He is currently the Executive Director at StudySmart and a adjacent lecturer (Global Strategic Issues and Human Resource Management) at BCA-Plymouth Athens. Since 2010 he is the President of the American Community Schools Alumni Association (ACS). On his spare time he plays music (DJ), and soccer.


Dimitris I. Chatjiapostolou

Dimitris I. Chatziapostolou BA MBA FCCA AICA, Chartered Certified  Accountant – Certified Compliance Officer, Professional Qualifications Training Expert. Dimitris Chatziapostolou  is a chartered certified accountant (FCCA) and a certified compliance officer (AICA) having accumulated a 20+ year extensive international business experience, out of his 6 year employment in the big 4 audit firm environment (PwC, Arthur Andersen, Deloitte) and 10 years as a CFO (Sony Music, Metlife Alico, Frigoglass). Employed by multinational organizations while stationed in Europe and SE Asia, has specialized in finance, due diligence and fraud investigation, internal controls and procedures, risk management and forensic accounting, valuations as well as organizational restructuring, in order to achieve  performance operational improvement, financial sustainability and growth. Currently employed as a full time professional qualifications tutor with more than 5,000 training hours of experience, as well as a freelance chartered accountant, throughout Europe,  Asia and the Middle East. Dimitris has conducted thousands of training hours having been able not only to obtain exemplary pass rates for his students but their most favorable and enthusiastic criticism, for being able not only to transmit knowledge but essentially being able to save hundreds of study hours from their busy professional schedules

Chris Ragkavas

Christos (“Chris”) Ragkavas is native Greek and a Dutch national. He holds an MA in management from Bournemouth University, is a chartered accountant (ACCA), and a chartered management accountant (CGMA). His employer portfolio in the Netherlands and in Greece, comprise Aiwa Europe Ltd. (member of the Sony Corporation), Trust computer products BV, Cushman and Wakefield real estate agents and surveyors S.A. Throughout his career, he has been leading departments responsible for the financial reporting function on a separate and consolidation basis, acting as a key agent in contacts with external auditors, initiating change in transaction management and personnel reporting structures, setting up and executing business plans including funding arrangements, and designing and performing business restructuring. Mr. Ragkavas teaches papers related to IFRS and finance, at management and strategic level, to candidates of professional qualifications, across Europe and the Middle East, and is StudySmart’s IFRS technical expert. StudySmart’s key clients are some of the big 10 global accounting firms, and other well-known listed and private entities as the Coca Cola Hellenic Bottling Company, Piraeus Bank, and the Abu Dhabi National Oil Company. He also performs tailor made teaching sessions on IFRS updates, business valuations, performance management, corporate finance, practices management consulting, and generates material and articles in his fields of interest. He is the main contributor of the https://ifrsboutique.com/ website and co-author of various publications related to  accounting professional qualifications.

Vassilis Damianos

Vassilis has worked in the areas of Finance and Audit for 12 years and has been member of ACCA since 2004. He has worked for PwC for 7 years in the Business Consulting Services where he participated or headed multiple projects for clients in various industries. These projects, that were held both in Greece and abroad, mainly dealt with the development of strategic/business plans, the design of business & accounting procedures and internal controls, due diligence studies for potential M&As especially for the banking sector, the redesign of organizational structures etc.

In 2007, he moved to the National Bank of Greece as a management consultant in the Finance Division, where he led the implementation of the Sarbanes Oxley (SOX 404) framework for the IFRS Reporting and the Deposits Cycle for the bank as well as its subsidiaries in Turkey, Romania, Bulgaria and Serbia. Currently, he is the CFO of Travelplanet24, an Online Travel Agency (OTA) with presence (web sites) in Greece and 12 countries in the area of Central and SE Europe.


Andreas Kyriacou

Andreas is a true expert in IASs IFRSs having taught in a number of European and Middle Eastern countries for Ernst & Young, PwC Academy and StudySmart. He has more that 20 years if continuous experience in the banking industry, more specifically in the areas of Internal Auditing and Corporate Finance. He has studied in the USA, an MBA graduate from St. John’s University in New York and is a Fellow ACCA since 2001, and a Member of the Institute of Certified Public Accountants of Cyprus. Andreas has taught in numerous corporate, professional and Academic contexts, has been instrumental in drafting an IFRS manual in 2009 – 2010 used by PwC in Greece and always been able to draft curriculum requirements for diverse organizations. He has been delivering IFRS related courses for ACCA (P2, F7 and DipIFR) for the past 10 years, CFA courses for levels 1 and II in Greece, Eastern Europe and the Middle East. 

Colin Garvie

Colin is a qualified Chartered Accountant and has a degree in Economics. For more than 25 years, he has provided management consultancy, non-executive director services and general business advice to small and medium sized businesses throughout the UK via his own consultancy company, Square 1 Consultants. He also designs and delivers training courses to private and public sector organisations in the UK, US, Hong Kong and Europe. The non-executive directorship specific duties include 'sounding board' on strategic matters and acting in an FD capacity when required. Colin has also been retained by the Institute of Chartered Accountants of Scotland for the last 20 years to design and deliver commercial, financial, and non-financial training material for its business courses and to design/present training material for final year CA trainees. He is extensively involved in examination question setting and marking and providing syllabus input and advice at all levels within the CA qualification programme. For ACCA, Colin teaches many papers, specifically in the areas of performance measurement and financial management [papers F5, P5 and F9]. He currently teaches for StudySmart in Athens, PwC Academy in many Eastern European countries and BPP in the UK.


Markos Daskalakis

Markos brings more than two decades of continuous professional experience, 16 years of which in Global Dow 150 financial institutions (in all 3 lines of defence) and Deloitte, across 3 continents.  He has operated at the Board and Audit Committee level contributing industry expert ideas, shaping strategic decisions, converting them to tactical plans and driving these efficiently to implementation.

Key features of his career include:

  1. creating, reshaping and re-tooling Internal Audit functions, formulating & deploying Internal Audit Methodologies that comply with global standards and best practices

  2. leading/facilitating the delivery of complex, multi-jurisdictional operational and financial restructuring projects

Markos has either audited or worked directly in Accounting, Finance, Product Management, Capital Management, Customer Experience, Back Office / Middle Office Operations, Distressed / Under-performing Asset Sales, Technology, cross-border payment systems, Marketing, SOX, HR and Procurement. He has deep, comprehensive expertise in Corporate Banking Operations, Business Controls, Risk Management (Operational and Regulatory), Fraud Investigations, Forensic Accounting, Financial Crime, Cost & Process re-engineering, Due Diligence reviews and Financial Modelling. Concurrently, Markos pursues an academic career as a freelance lecturer in Audit, Assurance, Business and Finance-related professional qualifications such as ACCA, CISA, CIA and DipIFR in EMEA, bespoke courses and coaching for Executives with more than 3,000hrs of classroom experience. Markos holds a number of professional qualifications, including: Chartered Accountant (ICAEW - ACA), Certified Internal Auditor (IIA - CIA) and Certified Information Systems Auditor (ISACA - CISA). He is also a holder of a Master of Civil and Environmental Engineering degree from Imperial College (London) and a member of the Technical Chamber of Greece. He has to date acted in excess of 20 countries in Europe, Middle East and Africa as a Senior Officer of Eurobank EFG, National Bank of Greece and the Royal Bank of Scotland Group plc. He has also acted on an advisory capacity for clients in the Automotive, Transport, Media, Energy, Manufacturing, Construction, Shipping and Retail Industries. Today Markos is an Internal Audit Executive Director, based in London, in one of the world’s leading financial services Firm whose assets exceed USD2.6trillion.

Dr. Antony Michail

Dr. Antony Michail is the Marketing Director and Senior Marketing Trainer of StudySmart and has 20 years of progressively responsible experience in consulting and advising both small and large corporations in relation to their business and marketing strategy, implementation, and company growth. Anthony has led these companies through start-up, survival, turnaround and growth modes.
Antony has acted as a consultant and senior marketing director in a variety of industries, including food and beverage, fashion, IT, heating, consumer durables, building products and construction, and environmental services (in UK, South Africa, and Greece). He has over 1200 hours of lecturing and tutoring acquired as a tutor at StudySmart, University of Central Lancashire (UK), EEDE (Hellenic Management Association), and in Anacalypsis Strategy & Marketing Consultants (South Africa).  He has experience in auditing the marketing function, strategy, and tactics; develop and execute marketing strategies (both online and offline); provide direction for future growth and development; new product development; brand storytelling; CRM strategy; media relations; effective budgeting; forecasting; and measurement. Antony has also experience in integrated marketing communications involving both offline and online marketing strategies and tactics. He has also been involved in designing growth strategies in all business functions. He has published a number of articles on Marketing Audit and Strategy and currently are suggested by the Chartered Institute of Marketing (CIM) as a recommended study resource to CIM students. He has also published two books regarding the GDPR, and Digital Marketing Strategies for the Hotel industry. Antony holds a Bachelor of Science (BSc) degree in Economics from the National & Kapodistrian University of Athens (Greece), a Master of Arts (MA) degree in International Business from the University of Central Lancashire, a Postgraduate Diploma in Strategic Marketing from the Chartered Institute of Marketing (CIM), and a Doctor of Philosophy (PhD) in Business Competitive Strategies from the University of Central Lancashire.

Stratos Panagiotakopoulos

Stratos has more than 10 years of experience in the fields of Internal Auditing, Business and Corporate Finance and Financial Planning and Analysis.  He has been actively involved in the set up of a major international company in Greece and acted as a key player in setting up their processes. He has worked in Germany and has undertook projects in Italy, Spain, the Netherlands and Belgium. Stratos has an M.B.A. and an MSc in Banking and Finance from the University of St. Gallen in Switzerland, is a CFA Charterholder and holds the CertIFR from ACCA.

Today Stratos works for a Fortune 500 US company based in Zurich as a Finance Manager.

Robert Souster

Robert (Bob) Souster is a Partner in Spruce Lodge Training, a consultancy firm based in Northampton, England.  He lectures on economics, corporate and business law, management, corporate governance and ethics.  He is the Module Director for ‘Professionalism, Regulation and Ethics’, a core module of the Chartered Banker MBA programme at Bangor University, Wales.


Bob’s previous career was in banking, having served as a divisional manager for EBS, then Ireland’s second largest mutual financial institution (and now part of AIB Group) in Dublin.  


He has been a lecturer for London Metropolitan University in marketing, law and economics and has also worked with the College of Commerce, Dublin, Sheffield Hallam University and Jiao Tong University and SUFE in Shanghai.  He has run ACCA and CIMA examination and revision courses in Azerbaijan, Bulgaria, China, Croatia, Czech Republic, Greece, Hong Kong, Hungary, Ireland, Malaysia, Malta, Mongolia, Poland, Romania, Russia, Serbia, Singapore, Slovakia, Syria and Ukraine.


Bob is an examiner and verifier for the Chartered Banker Institute in the UK, the Institute of Bankers in Ireland and a major accountancy body.  He was previously an examiner for the Institute of Financial Services.


Bob has written several textbooks, including ‘Money Laundering’ and ‘Professionalism, Ethics and Regulation’, published by BPP for the Chartered Banker Institute, and various books for mortgage compliance examinations offered by the Chartered Insurance Institute.


Bob served as an unpaid non-executive director for 15 years of the trading company of a sports charity for disabled persons in Northampton and continues to act as a Trustee of the charity.  He is currently a non-executive director of NTFC Supporters Limited, a company affiliated with, and equity holder in, Northampton Town Football Club.


Spyros Kottoris

Spyros is seasoned professional operating in the professional training industry as a Business Coach and a Certified Learning Professional with over 10 years of training experience (6,000 training hours in classroom). He specializes in the fields of Train the Trainer training, Coaching skills and soft skills training and also Entrepreneurship, Management and Finance using blended interactive learning methods. He served as the Project Leader and Trainer of the Internal Certification of Trainers of the largest bank of Greece, Piraeus Bank. He has also worked as a Learning Consultant, a University Lecturer and a Trainer on Lifelong Learning Programs and Workshops. He is a training Associate with StudySmart in Greece & abroad.

He has 16 years of practical professional experience in Greek Groups of Companies and Banks. His academic background includes his MBA, a forthcoming Master's degree in Adult Education (MEd) of the Open University and an Advanced Diploma in Personal and Executive Coaching of Kingstown College (ICF and EMCC certified). His certifications and publications reinforce and enhance his scientific and professional track record.

He is interested in the design and implementation of innovative Life Long Learning methods for Human Resource development and Entrepreneurship sustainability.

Dr. Andreas G. Koutoupis

Dr. Andreas G. Koutoupis BSc (Honors), MSc, PhD, CMIIA, CIA, CICA, CCSA, CRMA, CCS

Dr. Andreas G. Koutoupis is currently the Head of Governance, Risk & Internal Audit Services (Director) of Mazars, Athens – Greece. Before join Mazars he served as a Senior Manager within the Internal Audit Services department of PricewaterhouseCoopers, Athens – Greece responsible for the Financial Services (mainly banking) Internal Audit Assurance & Consulting Services for more than ten years. He was involved in Governance, Risk & Internal Audit related assignments in more than 150 organizations the last 17 years in all industries (Banking, Manufacturing, Retail, Insurance, Services, publicly listed enterprises, etc.) in 19 countries (Greece, Cyprus, Bulgaria, Romania, Serbia, Montenegro, Albania, Turkey, FYROM, Great Britain, Ukraine, Poland, The Netherlands, Denmark, Hungary, Slovenia, Nigeria, Sierra Leone & Guinea). He is also acting as a Professional Trainer for more than ten years presented Corporate Governance, Business Risk Management and Internal Audit related topics in 23 countries including Greece, Cyprus, Bulgaria, Romania, Serbia, Albania, Turkey, FYROM, Great Britain, Belgium, Switzerland, Italy, Ukraine, Poland, United Arab Emirates, Bahrain, Malaysia, China, Pakistan, Thailand, Singapore, Egypt and Nigeria.


Andreas Koutoupis is an Adjunct Lecturer of Accounting and Auditing in the University of the Aegean. He is also lecturing Internal Auditing in the MSc of Taxation and Auditing in the Panteion University of Athens, as well as in the Greek Open University, IESEG University, Paris-France & the National Centre of Public Administration in Athens, Greece. He has been awarded a BSc in Public Administration with a distinction (Panteion University, Athens, Greece), an MSc in Internal Auditing and Management (Cass Business School, City University, London-UK) and a PhD in Corporate Governance and Internal Controls with a distinction (Panteion University, Athens, Greece). He is a Chartered Internal Auditor(CMIIA), Certified Internal Auditor (CIA), Certified Internal Controls Auditor (CICA), Certified in Control Self Assessment (CCSA), Certified in Risk Management Assurance (CRMA) and Certified Controls Specialist (CCS). Andreas Koutoupis is an Internal Quality Assessment validator of the International Institute of Internal Auditors. He holds an ‘A’ class Greek Accounting & Tax License (being able to sign Financial Statements for any type of organization) by the Economic Chamber of Greece.


In 2005, he received the Michael J. Barett award by the International Institute of Internal Auditors, while in April 2006 he received a PhD Colloquium award (Cass Business School) for distinctive performance by the IIA-Italy. He was nominated for several other awards for his academic performance and professional work. His academic work includes publications of papers and articles with respect to Corporate Governance, Enterprise Risk Management, Internal Controls and Internal Auditing in well known journals (three of them are ABS rating Grade 1: Governance & Ethics), conferences, professional magazines and economic newspapers. He is an Editorial Review Board Member of the International Journal of Organizational Analysis (Emerald) and the Journal of Business and Finance (ISSN: 2305 - 1825). In 2014 The IIA Research Foundation published an Academic Research (Koutoupis et al.) entitled Internal Audit Around the World: A perspective on Global Regions.


He is a member of the International Institute of Internal Auditors (serving as a member of the Academic Relations Committee), The Institute of Internal Auditors – UK and Ireland (serving as an APL Examiner), The Greek Institute of Internal Auditors (served as a member of the Board of Directors for eight years), The Institute for Internal Controls (acting as the contact person in charge in Greece and Cyprus responsible for CICA & CCS Professional Qualifications), The Association of Certified Fraud Examiners (ACFE), The Association of Greek Fraud Examiners (HACFE) and the Economic Chamber of Greece (serving as a member of the General Assembly). He is also the General Secretary of the Board of Directors of Greek Investors, a member of the Corporate Governance Committee of the Athens Stock Exchange, as well as a team member for the Greek Council of Corporate Governance, a member in the Greek – Cyprus Investment Cooperation Committee. He has also served as a member of the Professional Skills Recognition Committee of the Greek Ministry of Education (2011-2014). Andreas Koutoupis is a member in several Greek Hospital Audit Committees according to the Greek Law 4025 / 2011.

Irene Andrioti

Irene Andrioti, as a certified Project Management Professional (PMP) by the Project Management Institute (PMI) and an AC accredited Coach, focuses on the Human Capital development by delivering training and consulting services. Training services include Project Management (PMI approach), Business Analysis, behavioral skills, as well as tailor-made trainings. Consulting services include i) career development for individuals as well as recruiting & selection, empowerment & team building and outplacement services for companies ii) Project Coaching for monitoring and implementation of projects financed from EU and / or National resources.  In this frame she holds collaboration with NGO ARSIS, the Municipality of Athens and other Organisations. In 2007 she founded Compass Services, after an extensive working experience in various industrial fields: consulting firm where she was participating in numerous projects of broader public or private sector or under Community Programs and Initiatives, airlines, mobile telecommunication, etc. Her profile is featured in the 2014 edition of “Who is Who” of Greece. She is an active member to Economic Chamber of Greece, Human Resources Management Institute (EEDE), Hellenic Adult Education Association and the Hellenic Society of Counseling and Guidance. On her spare time she runs the family band: Yiannis-husband bouzoukis & guitar, Irene saxophone, Maria-daughter flute, Hector-son violin.   

Dimitrios Tsitsiropoulos MSc,PT

Dimitrios is a Sports Medicine expert, strong entrepreneur, professional, academic, and consultant. He holds a Master’s Degree in Physical Therapy and a Bachelor degree in Health Sciences from Touro College in New York, USA. Over the past 20 years, he has been involved in many different innovative projects emphasizing in the field of Human Performance evaluation and rehabilitation worldwide. As an entrepreneur and consultant he identifies and seizes viable opportunities for expansion and innovation and turns them into profitable and valued enterprises with long lasting bonds. As an academic, he has been teaching anatomy, kinesiology and sports medicine/rehabilitation for over 15 years offered by colleges validated by USA & UK Universities.  Dimitrios is always looking for a new and challenging project/start up/joint venture, one which will make best use of his existing skills and experience and also further his personal and professional development. He is experienced in the leading and growing of all sectors of a Health industry to make it a dynamic and progressive organization. He possesses excellent communication skills and he is able to establish sustainable and profitable relationships with customers, suppliers and stakeholders across the world. Also, he is an experienced Chief Executive Officer with a demonstrated history of working in the medical practice industry and skilled in business planning, Sports/Health management, coaching, entrepreneurship, and strategic planning. 

Dr. Angeliki Kosmopoulou

Dr Angeliki Kosmopoulou is a communications consultant. She holds a B.A. in History and Archaeology from the National and Kapodistrian University of Αthens, a PhD in Classical Archaeology from Bryn Mawr College, Pennsylvania, USA and an MBA from Leicester University in the UK. Following a career in archaeology and cultural management (University of Thessaly, Foundation of the Hellenic World, Athens Concert Hall), she established “Logos Associates”, a boutique communications agency focusing on copywriting, content creation and consulting. She has worked for a broad clientele including multinational companies, small businesses, public and private organizations, politicians, artists and scholars. She has served as advisor, content specialist and speechwriter for the Speaker of the Hellenic Parliament, the Minister of Culture and the Mayor of Athens. She teaches copywriting, business writing, storytelling and crisis management to marketing- and advertising professionals, startuppers and young entrepreneurs. Angeliki is the Executive Director of the A.C. Laskaridis Charitable Foundation and serves on the Board of The People’s Trust. She is a mentor for organizations such as “Women on Top” and “Women Act” and is a member of the Advisory Board of DIANEOSIS, an independent think-tank based in Athens.  A published scholar in classics and archaeology, she is a regular contributor to Greek media (Athens Voice, To Vima, Huffington Post, Runner).

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StudySmartis proud to be working with loyal professionals, our highly valued associate partners, that honour their word and add value to our clients. Behind our success lies teamwork. This is why we have been working with the same professionals for a significant amount of years as we value this loyalty and trust. As Michael Jordon once said, “talent wins games, but teamwork and intelligence wins championships”

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